All agents are NOT alike! Find out why we are top real estate experts. Call us: 203-858-5140.

Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

Coming Soon
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Ernest Schiavone is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Greenwich, Wilton and Ridgefield >

Coming Soon
Find Out More >

Welcome to Ernest Schiavone'sGreenwich, Wilton and Ridgefield Real Estate Website

Welcome! Thank You for Visiting our Real Estate Website. Our Personal Promise to You and Your Family:

NO PUSHY SALES TACTICS!

Here You Can Find Great Information on Greenwich, Wilton, Fairfield & Westchester County Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Greenwich, Wilton and Ridgefield real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation.

Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Greenwich, Wilton and Ridgefield real estate agents, we have the experience and track record you are looking for. Please let us help.

- The Schiavone & Shawver Team

School Reports in Greenwich, Wilton and Ridgefield, Connecticut

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Connecticut Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Greenwich, Wilton and Ridgefield

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Where is the world's oldest castle located?
A	The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories.
See More Real Estate Trivia >

Ernest Schiavone, REALTOR®, real estate agent and broker for Greenwich, Wilton and Ridgefield, Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

The Schiavone & Shawver Team
William Pitt Sotheby's Realty International Realty
232 Danbury Road
Wilton, CT 06897
203-858-5140
ernieschiavone@NUMBER1EXPERT.com

Our personal guarantee to you and your family: "No High Pressure Sales Tactics".

We will inform and guide you through the entire buying and selling process. Please consider us a valued real estate resource for Fairfield & Westchester Counties.

Ernie is a member of the Greenwich & Westchester Board of Realtors. He is licensed in Connecticut and New York State.

www.ErnestSchiavone.com is brought to you by Ernest Schiavone
NUMBER1EXPERT™ in real estate for Greenwich, Wilton and Ridgefield, Connecticut

Read Ernest Schiavone's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge