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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

Remember: As top Greenwich, Wilton and Ridgefield area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 



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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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The Schiavone & Shawver Team, REALTOR®, real estate agent and broker for Greenwich, Wilton and Ridgefield, Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

The Schiavone & Shawver Team
William Pitt Sotheby's Realty International Realty

232 Danbury Road
Wilton, CT 06897
203-858-5140
ernieschiavone@NUMBER1EXPERT.com

Our personal guarantee to you and your family: "No High Pressure Sales Tactics".

We will inform and guide you through the entire buying and selling process. Please consider us a valued real estate resource for Fairfield & Westchester Counties.

Ernie is a member of the Greenwich & Westchester Board of Realtors. He is licensed in Connecticut and New York State.


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